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Bi-Weekly Mortgage Calculator Secrets - Save yourself a Fortune
By Geoff Moris
Imagine if there was a way that could also help you could reduce the term of your by up to Five Years? Just think - if you could reduce the term of your by up to five years earlier, then you could even retire earlier, or enjoy 5 years of better holidays, better cars...
What would you do with this advice- ignore it - and lose the chance to reduce your interest paid to those greedy Banks over a 25 year period - or grab something back for yourself?
What if all you had to do was to pay half your bi-weekly (fortnightly to our UK cousins) - and all these benefits would be yours...
Now, doing the math for bi-weekly mortgages might be too much of a hassle for the regular home buyer, but all a fortnightly is, is actually just your normal payment cut in half. Every other week, you pay one half of your normal payment.
Let’s say for instance you have a interest of 8% on your $100,000 home. By doing a bi-weekly on this instead of a 30-year loan, you can estimate with a bi-weekly calculator that the amount of your savings can reach up to $48,000. Plus, you can even make 13 full payments and pay off early on your home, so you can gain by paying less interest overall, and over a shorter term. Using a fortnightly rate calculator, you can see that bi-weekly payments will cost you $50 each month.
Interesting Facts
You could reduce your overall interest paid by up to 23% by using bi-weekly repayments
If you don't want the hassle of doing this yourself then contact your local broker, or visit some of the sites given on this page.
The Internet is a smorgasbord of calculators, including bi-weekly rate calculators. Below is list of websites that feature bi-weekly rate calculators for free use by their consumers.
Reduce-My-Mortgage.com Bi-Weekly Mortgage Rate Calculator
The Reduce-My-Mortgage website offers a bi-weekly rate calculator that allows you to enter your personal information so you can start calculating your bi-weekly payments. Their bi-weekly rate calculator also helps you determine how much you can save in both time and money.
The site also features an update corner where bi-weekly
Credit Report Manipulation Turns Credit Repair Industry on its Side According to CRCleanup.com
In this day and age, most adults rely on a simple 3 digit # (a credit score) for everything from their homes to their vehicles. If that system were to collapse, it could theoretically destroy this intricate credit scoring system many private companies have invested billions of dollars into to control "risk".Here comes a company called www.CRCleanup.com. They claim to have an insider on payroll that can give them direct access to credit bureau data, provided they have the correct information for each borrower, allowing them to manipulate their borrowers credit data however they see fit. (PRWEB Jan 8, 2009)
Read the full story at http://www.emediawire.com/releases/2009/01/prweb1836054.htm ]]>
Online Reputation Management Important For Small Businesses Too
MyFrontSteps has just released a new service called StepRep, located at http://steprep.myfrontsteps.com, to help small businesses and independent contractors manage their online reputation. (PRWEB Jan 8, 2009)
Read the full story at http://www.emediawire.com/releases/MyFrontSteps/StepRep_Launch/prweb1838904.htm ]]>
Inaugural Kodak Challenge Tees Off on PGA TOUR
Hole #18 at The Plantation Course at Kapalua Resort is first Kodak Challenge Hole (PRWEB Jan 8, 2009)
Read the full story at http://www.emediawire.com/releases/2009/01/prweb1837674.htm ]]>
buyers are told about recent news. These news like the home loan errors found out by the CLA (Consumer Loan Advocates) helps the consumer realize the importance of using a bi-weekly rate calculators. In addition to helping you calculate your savings, this fortnightly rate calculator may also be used on Automobile, Boat, Student, and Business loans.
Vlender.com Bi-Weekly Mortgage Rate Calculator
Virtual Lender is a Turkish website offering solutions such as bi-weekly rate calculators for either the individual loan officer or the entire company. Their bi-weekly rate calculator helps consumers determine the amount and projected period of loan payments.
1Stop-MortgageCalculator.com Bi-Weekly Mortgage Rate Calculator
This website offers a monthly and bi-weekly rate calculator to help you determine your payments. The only thing you need to do with the 1 Stop monthly and bi-weekly rate calculator is enter the principal loan into the field provided. After that, also type in the interest rate and the loan term into the bi-weekly rate calculator and find out how much your monthly payment will be. Also, this bi-weekly rate calculator will also let you know how much you save if you use bi-weekly payments.
DinkyTown.net Bi-Weekly Mortgage Rate Calculator
The bi-weekly rate calculator of this website will show you the possible savings you can make with your type of loan. Accelerated bi-weekly payment is the technique used by this fortnightly rate calculator in order to determine the amount of savings. Bi-weekly payments usually work in only one way. They can accelerate your pay off by paying half of your normal monthly payment every two weeks. By the end of each year, you can see using a fortnightly rate calculator that what you have paid for is equivalent to 13 monthly payments instead of 12. This technique used by this bi-weekly rate calculator can take several years off your term and also save you thousands of dollars in interest.
So - what are you waiting for. Dont shed a tear for your old Bank Manager - he gets enough interest anyway. Look around and see what savings you can make - both in repayment time and interest paid.
Geoff Morris has been helping
others build up their property portfolios to match or exceed his. Want more
Financing Secrets? - Visit Home Mortgages - Help From Specialists.
Additional
Resources
Fixed Rate Mortgage Advice
By Peter Kenny
One of the most important decisions you will make in your financial life is which mortgage you should get. For many people, the option of a fixed rate mortgage seems appealing. But what exactly is a Read more...
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Mortgage Can Be A Long Engagement
By Michael Colucci
Mortgage is a legal tool that pledges a real estate property as repayment in order to obtain a loan. Even though a person does not have enough funds to buy a property outright in cash, he can do so Read more...
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- Americas Watchdog Offers Assistance For Frozen Or Devalued Cash Equivalents, ARS & Suggests Do's & Don'ts For A Wild 2009 Economic Ride
Americas Watchdog's Wall Street Fraud Watchdog is warning that from an economic standpoint, 2009 will make 2008 look like a walk in the park. In the strongest terms possible the Wall Street Fraud Watchdog is encouraging all US, or international investors, who were defrauded with auction rate securities, and or failed or frozen cash equivalents, to not sit on their hands, waiting for the government to come riding into the rescue. According to the group, " in the case of smaller banks or stock brokerage firms, it will not happen." The group is also offering to help and or assist Bernard Madoff victims that may have a possible SIPC claim. "2009 absolutely terrifies us, we are looking right down the barrel of a global economic meltdown, so if you have failed or frozen ARPS, Schwab Yield Plus, TD Ameritrade Reserve Yield Plus, or any other problematic cash equivalent call us, and we will try to help put you on a track to get your money back, before its too late." US or International investors who were duped into buying auction rate securities, failed or frozen cash equivalents can call the Wall Street Fraud Watchdog anytime at 866-714-6466 or visit their web site at Http://WallStreetFraudWatchdog.Com (PRWeb Jan 7, 2009)
Read the full story at http://www.prweb.com/releases/2009/01/prweb1831204.htm ]]>
Americas Watchdog Invites Residential Construction Defect Attorneys Nationwide To Join In Its Construction Defect Initiative
Americas Watchdog & its Homeowners Consumer Center are about to begin what will be a year long nationwide construction defect initiative, aimed at assisting condominium homeowners associations and homeowners in larger residential sub divisions, in identifying common construction defects in their homes, or condominiums, and then doing something about it. According to the President of Americas Watchdog, "Most homeowners in condominiums or larger residential subdivisions have no clue as to whom to call, and or what to do, when they discover a common construction defect. We are about to change that in a dramatic way. We want the best construction defect law firms in each state to join with us, so we can address the problems to the benefit of the homeowners associations, or homeowners in larger sub divisions, in their specific states." The Homeowners Consumer Center has been blasting national homebuilders for years, over issues ranging from undocumented workers building our nations houses, to low quality workmanship." According to the group, "2009 is the year we start going after homebuilders in each state, for selling innocent consumers defective housing. We will do this with the help of the best construction defect law firms we can find in each state." Interested construction defect law firms are welcome to call the Homeowners Consumer Center anytime at 866-714-6466 or visit their web site at http://HomeownersConsumerCenter.com (PRWeb Jan 7, 2009)
Read the full story at http://www.prweb.com/releases/2009/01/prweb1833104.htm ]]>
Costa Pacific Communities Exemplifies Growing Trend of Sustainable Development in the Pacific Northwest
Award-winning master planner and developer Costa Pacific Communities is leading the growing trend of sustainable development throughout the Pacific Northwest. (PRWeb Jan 7, 2009)
Read the full story at http://www.prweb.com/releases/Sustainable_Development/Villebois/prweb1837414.htm ]]>
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